$350,000 Settlement: Premises Liability/Insurance Coverage

While on the job, a woman sustained a scalping injury while working on a piece of machinery that was missing its protective guard. Her injuries were severe and required multiple surgeries and skin grafting procedures. The insurance company for our client’s employer argued that her injuries were not covered by its liability insurance policy. However, after our experienced insurance attorneys examined the language of the insurance policy in question, we discovered that in fact, our client fit within an exception to the exclusion cited by the insurance company. The experience of our attorneys made the difference in this case.