There are several people who choose not to file a personal injury claim because they have misconceptions regarding the claims process. Read on and reach out to Manuel & Thompson, P.A. today to learn more about these myths and how our skilled Panama City personal injury attorneys today.

What are common myths about personal injury claims?

Without speaking with an experienced Florida personal injury attorney beforehand, you may be inclined to believe in the myths surrounding personal injury lawsuits. Below are just some of the most common examples of misconceptions about the personal injury claims process:

  • It takes a long time to complete: your experienced attorney at Manuel & Thompson, P.A. will work to collect the important facts of your case and put it through the court as soon as possible. If everything goes smoothly with each party involved, then you may obtain your settlement within a few months.
  • Insurance does not cover the payment: usually, your or the other party’s insurance company will cover the costs of filing the claim or will pay for the remaining amount after you pay the deductible associated with your policy.
  • It is awkward to sue a family member or friend: as mentioned above, the other party’s insurance company usually will pay the settlement amount. So, your family member or friend will have to pay the deductible and then higher monthly payments or premiums to make up for their insurance company’s payments. But overall, you are not directly affecting their personal finances with your lawsuit.
  • It is not worth it if I only have minor injuries: even if you just have a few bumps and bruises, you should file a claim to obtain the financial compensation that you need to pay for your medical bills. Because of this, it is important to seek medical attention regardless of how minor your injuries are, as they may develop into more serious conditions in the future.
  • I can file a claim at any time: like most states, Florida has a statute of limitations that limits you from filing your claim after a certain time period has elapsed. For personal injury claims, this deadline is four years from the date of the accident. Even missing this deadline by a day will permanently ban you from filing this claim.

It is in your best interest ot reach out ot our firm today if you have questions or concerns regarding any of the above myths. Our legal team will be able to help you make the best decisions for you and your case.

Contact our experienced Florida firm

Our firm proudly handles injury claims, insurance disputes, hurricane claims, fire loss claims, commercial litigation, and construction law matters. To discuss your case with our experienced Panama City personal injury attorneys, contact Manuel & Thompson, P.A. today.