There are few things more devastating to a family than losing their home in a fire. Though having insurance coverage will not make up for lost memories and items of sentimental value, it can lessen the blow of the financial damage you and your family may face. That being said, property owners often face the unfortunate reality that their insurance companies are not necessarily always looking out for their best interests, and in many cases, they may use the vague, nondescript language in their policies to their advantage.
Fire Loss Claims Lawyers in Panama City, Florida
If you find yourself in a situation where your insurance company is refusing to pay for certain damage that occurred on your property due to a fire, it is critical that you retain experienced legal representation immediately. The fire loss insurance claims attorneys at Manuel & Thompson have helped countless individuals who’ve lost their homes in fires for years, and our firm has the knowledge and skill needed to do the same for you and your family. Contact our firm today to learn more about how we can assist you.
What to Know About Fire Loss Insurance Claims
Fire loss insurance claims are frequently complex matters, as in many cases, if your home was damaged by not destroyed, you may face a claim for what is known as a “partial loss.” In many cases, they will use this as an excuse to not fully compensate you for damage to your home. For this very reason, before a fire happens, you should carefully photograph or videotape all assets within your home so that you can prove the extent of what was lost in the fire.
Additionally, as your home is being repaired, you should ensure that repairs are conducted professionally and with the correct materials, as insurance companies may try and use the cheapest materials possible to cut costs. You must also ensure that you save all receipts regarding any additional living expenses incurred as a result of being displaced from your home, including for gas, lodging, food, and more. Act quickly, as your insurance requires you to file your claim timely. Failing to do so may result in you losing out on your right to a settlement.
Contact a Panama City Fire Loss Claim Attorney
Of course, nobody ever wants to imagine the day where they lose their home in a fire. Unfortunately, this is something that happens far more often than we’d like to admit, and if you are someone who has recently lost your home in a fire, you must act quickly. Our firm is here to oversee every aspect of the process ahead to help ensure you receive the full compensation you and your family need to get back on your feet again. We have assisted people throughout the state of Florida who’ve had their homes damaged file insurance claims for over 30 years, and we are here to do the same for you. Contact Manuel & Thompson today to learn more about fire loss claims and how we can help you through every step of the process ahead.