How do I Make an Insurance Claim After a Florida Hurricane?

How do I Make an Insurance Claim After a Florida Hurricane?

The aftermath of a hurricane can often be devastating. Such strong weather can cause serious damage to a home or business. This may be due to falling trees or powerlines, fires, floods, etc. Dealing with these situations can be overwhelming and many people may not know where to turn in order to receive help. It is important to know that insurance claims can be made during this time to receive compensation for these damages. However, navigating this process can prove to be difficult, which is why it is important to retain the services of an experienced Florida hurricane claims attorney for assistance.

How Can Preparation Help My Claim?

When you are expecting a hurricane in Florida, it is important to prepare yourself properly. This is because it can help you when pursuing an insurance claim in the future after the storm passes. It is important to prepare regardless of how serious a storm may seem, because you never truly know the impact it can have until it hits. During this time, make sure all important documentation is in a safe place that you can easily access when the storm is over. This includes your homeowners’ insurance policy. In addition to this, take pictures of the outside and inside of your property, electronics, appliances, furniture, and more. This can aid a future claim to show the before and after as well as what needs to be appraised. 

What do I do After the Storm?

If your home or business was damaged during a hurricane, there are simple steps that can be taken to help your insurance claim. This can include the following:

  • Mitigate damage wherever it is possible. This can include covering roof damage with tarps to minimize water damage as much as possible. Failure to mitigate damages can be used against you as a basis for denying a claim.
  • Document everything. Take pictures of the damaged areas and property to prove you incurred losses to your home or business. Be sure to take an inventory of damaged items along with the pictures.
  • Keep receipts. If you have to buy items after the storm to either repair or mitigate the damage, receipts can help to possibly receive reimbursement. Depending on your insurance policy, this may cover living expenses as well, such as lodging, food, or gas if you are forced to evacuate.
  • File your claim promptly. In order to help do this, stay organized and keep all claim-related materials together for future reference.

Contact our Firm

To discuss your case with our experienced Panama City personal injury attorneys, contact Manuel & Thompson, P.A. today for your free consultation.

Read Our Latest Blog Posts