If you are injured due to the negligence of another party, you may be eligible to receive compensation. Injuries can take a major physical, emotional, and of course, financial toll. Accidents can happen anywhere, at any time. If you find yourself injured in an Airbnb, you may be wondering whether you can receive compensation, and what your next steps should be. Read on to learn more about Airbnb accidents and what to do in the event of an injury.

Airbnb’s Host Protection Insurance

Airbnb knows that accidents are bound to happen. As a result, they have their own insurance coverage, called Airbnb’s Host Protection Insurance. This provides injured Airbnb guests with up to $1 million in compensation for claims brought against third parties. This means that if you receive compensation for your accident, it will be from Airbnb, rather than the host of the property. That being said, there are some events for which Airbnb’s insurance will not provide coverage. These instances include:

  • Intentional acts, such as a guest fighting with another person and sustaining an injury
  • Accusations of slander or defamation of character
  • Property issues, such as bed bugs, asbestos, communicable diseases, or certain other unsafe living conditions
  • Auto accidents, such as car accidents occurring on the premises

This means, if you become injured in one of these events, you may still receive compensation, but it will not be from Airbnb. Contact your attorney to discuss whether your accident is covered by Airbnb’s insurance plan.

What Are my Next Steps?

If you are injured, there are a few steps you will want to take.

  1. Contact the proper authorities: If you are injured, you may need to seek medical attention. This allows you to care for your injuries, while also providing you with medical documentation of your injuries.
  2. Gather proof: To recover compensation, you will need to prove that some form of negligence occurred. You can do this by taking photos and videos of the conditions that caused your accident and gathering the contact information of any witnesses.
  3. Make sure you file your claim on time: In Florida, the statute of limits is generally four years from the date of the accident. This means if you do not file within four years, you will likely lose your chance to recover compensation. To make sure you don’t miss any deadlines, you will want to contact a skilled personal injury attorney as soon as possible.

If you or a loved one is injured in an Airbnb accident, reach out to our firm today.

Contact our experienced Florida firm

Here at Manuel & Thompson, P.A., we understand the potentially devastating effect that an injury can have on an individual and his or her family, which is why we are dedicated to helping all those who’ve been injured due to no fault of their own. Our firm also proudly handles insurance disputes, hurricane claims, fire loss claims, commercial litigation, and construction law matters. To discuss your case with our experienced Panama City personal injury attorneys, contact Manuel & Thompson, P.A. today for your free consultation.