If you would like to learn more about what you should keep in mind when speaking with an insurance adjuster after a car accident, continue reading and give our skilled Panama City car accident attorney a call today.

How should I speak with an insurance adjuster after a car accident?

  • First, you will want to keep in mind that you should never speak with an insurance company before hiring a personal injury attorney. This is because insurance companies are businesses, and in many cases, they care more about their bottom line than they do about you recovering the compensation you need. To be short, they are not your advocate, but our legal team is. We will make sure that you do not obtain a lowball settlement or sign any paperwork that is unfair or puts you at a disadvantage.
  • You should also note that in most circumstances, insurance adjusters will use sly tactics to try and get you to oppose yourself or de-emphasize your injuries. This is why it is so important that you obtain medical documentation and bills affecting your injuries, as we can use these concrete facts to establish the extent of your injuries and the damages you’ve sustained. Again, having an attorney present during these conversations can confirm that you do not fall into any of their traps or answer a trick question “incorrectly.”
  • In many cases, after an accident, the other party’s insurance company will try to send you to a certain auto body shop. You do not have to follow this advice. Often, they have deals worked out with these shops, and if you choose that shop, you may obtain an estimate that does not fully cover the cost of the damage done to your car. The bottom line is that if you have an auto body shop that you trust, you should pick that one instead.
  • As previously communicated, in many cases, insurance companies will offer you a lowball settlement to begin. If you reject this settlement, you shouldn’t be surprised if the insurance company all of sudden gives you the silent treatment. This is because they are expecting that you will wait longer than the statute of limitations allows to file your claim. Our firm can keep after the insurance company to ensure that they respond in a timely fashion and cooperate with us at all times.

Do not hesitate to reach out to our firm today if you have any questions. Our skilled personal injury attorneys are on your side.

Contact our experienced Florida firm

Our firm proudly handles injury claims, insurance disputes, hurricane claims, fire loss claims, commercial litigation, and construction law matters. To discuss your case with our experienced Panama City personal injury attorneys, contact Manuel & Thompson, P.A. today.