Hurricane season is upon us and our firm is here to help. We have given advice on how to best prepare your home for a hurricane. But, what do you do after the storm hits and the damage has occurred? There are a number of important steps to take. Read on to learn more about filing an insurance claim after a hurricane in Florida and find our hurricane guide here.
How do I File a Claim After a Hurricane?
In the event that your home was damaged during a hurricane, there are steps that can be taken to help secure an insurance claim. This can include the following:
- Mitigate damage wherever it is possible: This is one of the most important things you can do. This can include covering roof damage to minimize as much water damage as possible. Failure to do so can be used against you to deny a claim.
- Document everything: Take pictures of the damaged property to prove you incurred losses to your home. Also, take an inventory of damaged items along with the pictures.
- Keep receipts: If you have to buy items after the storm to either repair or mitigate the damage, receipts can help to possibly receive reimbursement. Depending on your insurance policy, this may cover living expenses as well, such as lodging, food, or gas if you are forced to evacuate.
- File your claim as soon as possible: Staying organized and keeping all claim-related materials together for future reference can help during this time.
How Long do I Have to File a Claim?
In order to recover compensation after a hurricane, you must file your claim in time. In Florida, you will have to file within 3 years after the hurricane first made landfall or the windstorm caused the covered damage.
If you have any questions or concerns about filing your claim, reach out to our firm to help. We understand that this can be a stressful and difficult time. We will advocate for you and fight to recover the compensation you need and deserve.
Contact our experienced Florida firm
Here at Manuel & Thompson, P.A., we understand the potentially devastating effect that an injury can have on an individual and his or her family, which is why we are dedicated to helping all those who’ve been injured due to no fault of their own. Our firm also proudly handles insurance disputes, hurricane claims, fire loss claims, commercial litigation, and construction law matters. To discuss your case with our experienced Panama City personal injury attorneys, contact Manuel & Thompson, P.A. today for your free consultation.